Who We Serve
Retirees and Near-Retirees
Whether you are retired and or approaching retirement soon, we have your back getting through it all. We understand the risks and responsibilities our clients face with planning all the important aspects of their legacy. We help create the opportunity for confidence by diligently reviewing your family's wants and needs every time we connect.
While often our clients are seeking a partnership with investment management expertise and a more comprehensive planning approach for their overall wealth management needs, we take it an extra step. We partner with your professionals to make sure your wishes are met for your goals.
Our team has a desire to know you well and understand what’s most important to you so we can offer prudent advice to get you there. One thing we hang our hats on is creating a financial plan that’s easily digestible and actionable, allowing you to enjoy your retirement with confidence.
Same Sex Couples
To us, same-sex financial planning means getting to know our clients as well as understanding the financial issues they may face. One example would be how your estate plan and household taxation may change. For same-sex couples this can be more complex as LGBTQ couples when they do not have children, and with children have distinct planning requests that must be implemented prudently.
Often, financials picture have been separate because they didn’t have the legal framework of divorce to protect them. The federal and state governments also had roadblocks in the form of income tax, estate tax, and legal issues that a traditional married couple wouldn’t face.
Recently, many of those obstacles are now gone, and those same couples want the same government, family, and legal recognition of their relationship that "traditional" married couples have always enjoyed. We’re seeing a lot of same-sex couples rushing out to get married only to later realize their financial picture has changed. We are here to educate and empower you to get on track together.
Executive & Business Owners
We analyze several key characteristics of corporate executives and business owners, all of which are integral to the financial-planning process. We find there are often eight key commonalities within this group:
- They are leaders who establish and hold themselves to higher goals.
- They are well paid and may be paid creatively.
- They tend to operate under formal employment contracts.
- Their compensation is usually tied in large part to performance metrics.
- They are likely to have meaningful equity interests in their employers and have concentrated stock as compensation.
- Their financial fortunes may be disproportionately tied to their employers.
- They often are entitled to participate in complex benefit plans.
- They may be exposed to unique legal and business risks.
Financial planning for these individuals must address all risks involved with these key components to protect the individual from being derailed from their goals.
Women in Transition
Whether you are in the midst of a divorce, changing careers, or grieving the death of your spouse; sometimes a helping hand can guide you to gain clarity and confidence in your financial life. We will partner with you on an array of important financial decisions, so you can focus on the emotional changes and planning for this new chapter ahead.
- Evaluate and help guide you through the ramifications of all important financial decisions during this period of transition.
- Provide ongoing education with budgeting, planning, and investing so that you can create a lifestyle that aligns with your new goals.
- Provide you with disciplined investment management that aligns with the goals we establish in your financial plan.
- Empower you with online tools and a personalized dashboard to track your progress toward your goals and stay financially organized at all times.
We welcome an opportunity to begin a confidential discussion about your situation.