There are many financial products in the market, and so choosing the ones that best meet an individual client’s needs can be complicated. Informed decisions about the products in any portfolio are best made after an assessment of individual needs. After meeting to do this, you are better informed when the time comes to choose from a comprehensive suite of products and services and select those that address your unique situation.

Products and services include:

  • Retirement Planning
  • Income Planning
  • Business Retirement Plans- 401(k), 403(b), SEP IRA, Simple IRA
  • Annuity Investment Planning
  • Investment Management
  • Certificates of Deposit
  • Employee Pension Plans
  • Other retirement savings plans designed specifically for employee groups
  • Life insurance
  • Long-Term Care & Disability Planning


Financial Planning

Many individuals confuse financial planning with general savings and investing advice. While how to save (and how much!), and where and when to invest those savings, is every bit important, prudent Financial Planning goes much beyond the realm of just saving and investing. Financial planning is much more than just getting a percentage of probability for your success. Your plan should be actionable and have purpose. When you have purpose, you have direction.

Investment Planning

While many of us don’t realize it, we are constantly engaged in subconscious acts of investment planning. We plan how we can best invest the limited time we have at our disposal. If you knew you were on track for your goals with a prudent investment plan, what would you do with that time and how would you feel? Perhaps less anxious? Maybe more productive in other aspects of your life; family, career, friends, or maybe travel?

Estate Planning

For some people, financial planning is mainly concerned with how best to go about building a nest egg, and how to make it last through retirement. But for many, there is a desire to ensure their estate delivers benefits beyond their own retirement and produces a lasting legacy even after they’ve passed. There are careful considerations to keep an eye on and careful planning will give you pride.

Retirement Planning

Retirement almost always comes down to three things; Income replacement, protecting your family, and your legacy. How do we replace your income check-in a tax-efficient manner without risking your running out of money? How do we protect your family in the best way possible to maintain continuity and safety? What does your legacy look like?