01. About Us

We are dedicated to providing investment management and strategic wealth planning that is designed for you. Simply put, we strive to be our client’s trusted advisor.

02. Our Philosophy

As a firm, our focus is to understand your goals and develop a plan to pursue them. We will meet with you to present an analysis and discuss our recommendations.

03. Our Process

A strong planning process is the best way to create a more financially confident plan. It is crucial to create a financial plan that seeks to identify your needs now, and that plans for the future, in a tax efficient manner.

Our Services

 

Financial Planning

Many individuals confuse financial planning with general savings and investing advice. While how to save (and how much!), and where and when to invest those savings, is every bit important, prudent Financial Planning goes much beyond the realm of just saving and investing. Financial planning is much more than just getting a percentage of probability for your success. Your plan should be actionable and have purpose. When you have purpose, you have direction.
 

Investment Planning

While many of us don’t realize it, we are constantly engaged in subconscious acts of investment planning. We plan how we can best invest the limited time we have at our disposal. If you knew you were on track for your goals with a prudent investment plan, what would you do with that time and how would you feel? Perhaps less anxious? Maybe more productive in other aspects of your life; family, career, friends, or maybe travel?
 

Estate Planning

For some people, financial planning is mainly concerned with how best to go about building a nest egg, and how to make it last through retirement. But for many, there is a desire to ensure their estate delivers benefits beyond their own retirement and produces a lasting legacy even after they’ve passed. There are careful considerations to keep an eye on and careful planning will give you pride.
 

Retirement Planning

Retirement almost always comes down to three things; Income replacement, protecting your family, and your legacy. How do we replace your income check-in a tax-efficient manner without risking your running out of money? How do we protect your family in the best way possible to maintain continuity and safety? What does your legacy look like?
 

Insurance Services

There are two top reasons you consider purchasing life insurance; you love someone or owe someone money. The selfless act to protect others from your loss can enhance your heirs’ future and protect legacies. From business succession planning to income replacement for loved ones, life insurance can be as important for continuity as saving and investing. As independent agents, we can search the marketplace for solutions that solve your needs best.
 

Annuities

Annuities can play a prudent role in risk transfer for financial planning with tax-deferred saving, retirement income planning and income protection in retirement. We believe these aspects are an essential element of your financial plan with or without an annuity. When reviewing if an annuity is appropriate for you, this process requires careful planning with detailed attention to the features and benefits offered to you. If appropriate, we can guide you towards appropriate solutions for you and your family’s goals as independent agents of numerous solutions as the marketplace changes.

Who We Serve

Retirees and Near-Retirees

Whether you are retired and or approaching retirement soon, we have your back getting through it all. We understand the risks and responsibilities our clients face with planning all the important aspects of their legacy. We help create the opportunity for confidence by diligently reviewing your family's wants and needs every time we connect.

While often our clients are seeking a partnership with investment management expertise and a more comprehensive planning approach for their overall wealth management needs, we take it an extra step. We partner with your professionals to make sure your wishes are met for your goals.

Our team has a desire to know you well and understand what’s most important to you so we can offer prudent advice to get you there. One thing we hang our hats on is creating a financial plan that’s easily digestible and actionable, allowing you to enjoy your retirement with confidence.

 

Same Sex Couples

To us, same-sex financial planning means getting to know our clients as well as understanding the financial issues they may face. One example would be how your estate plan and household taxation may change. For same-sex couples this can be more complex as LGBTQ couples when they do not have children, and with children have distinct planning requests that must be implemented prudently.

Often, financials picture have been separate because they didn’t have the legal framework of divorce to protect them. The federal and state governments also had roadblocks in the form of income tax, estate tax, and legal issues that a traditional married couple wouldn’t face.

Recently, many of those obstacles are now gone, and those same couples want the same government, family, and legal recognition of their relationship that "traditional" married couples have always enjoyed. We’re seeing a lot of same-sex couples rushing out to get married only to later realize their financial picture has changed. We are here to educate and empower you to get on track together.

Executive & Business Owners

We analyze several key characteristics of corporate executives and business owners, all of which are integral to the financial-planning process. We find there are often eight key commonalities within this group:

  1. They are leaders who establish and hold themselves to higher goals.
  2. They are well paid and may be paid creatively.
  3. They tend to operate under formal employment contracts.
  4. Their compensation is usually tied in large part to performance metrics.
  5. They are likely to have meaningful equity interests in their employers and have concentrated stock as compensation.
  6. Their financial fortunes may be disproportionately tied to their employers.
  7. They often are entitled to participate in complex benefit plans.
  8. They may be exposed to unique legal and business risks. 

Financial planning for these individuals must address all risks involved with these key components to protect the individual from being derailed from their goals.

 

Women in Transition

Whether you are in the midst of a divorce, changing careers, or grieving the death of your spouse; sometimes a helping hand can guide you to gain clarity and confidence in your financial life. We will partner with you on an array of important financial decisions, so you can focus on the emotional changes and planning for this new chapter ahead. 

We must:

  • Evaluate and help guide you through the ramifications of all important financial decisions during this period of transition.
  • Provide ongoing education with budgeting, planning, and investing so that you can create a lifestyle that aligns with your new goals.
  • Provide you with disciplined investment management that aligns with the goals we establish in your financial plan.
  • Empower you with online tools and a personalized dashboard to track your progress toward your goals and stay financially organized at all times.

We welcome an opportunity to begin a confidential discussion about your situation.

Cadillac Wealth Advisors holds itself to a Fiduciary standard, both contractually with our clients and simply because we believe it is the right way to do business.

Learn More

Blogs

Matthew Mullowney |
Summer’s finally here. The sun is out, it’s warm, the days are longer, and your worries seem just a little bit further away. But folks, I’m sorry to say, sometimes storms roll in on the sunniest of days.
How much money will you need to have saved for retirement? This is a question that many people are asking these days. The answer is not always easy to determine, as many factors need to be considered. In this article, we will discuss 10 of the most crucial factors that need to be considered when determining how much money you will need for retirement. So please read on! 1. Inflation: One of the most important...